IMPORTANT: Effective beginning on January 1, 2011, over-the-counter medicines or drugs (e.g. Advil, Ibuprofen, cough syrup) are not eligible for reimbursement under an FSA, without a doctor’s prescription. Insulin is the only medicine that doesn’t require a prescription. Also supplies that you need for medical care (e.g. contact lens solutions, bandages for wounds, thermometers) will continue to be eligible for reimbursement.
As such, upcoming enrollment in your employer’s flexible spending account should take into consideration as of 1/1/2011, over the counter items will no longer be reimbursable under the health FSA.
Welcome to RallsISDBenefits.com, the central source for all your benefit needs. Protecting your family and assets is an important and complicated task. Ralls ISD offers you a comprehensive benefits package to achieve this goal. You have several options to enhance your understanding and evaluation of this package.
IMPORTANT Things to Know for 2010-2011
- The Ralls ISD Cafeteria plan year is September 1, 2010 through August 31, 2011.
- MGM is the Third Party Administrator (TPA) for Ralls ISD for plan year . There is a Debit card for all Medical Reimbursement participants for a fee of $1.50/month. The fee for the Debit Card is paid by your employer. Direct deposit is available for flexible spending accounts. For direct deposit form please click on benefits and forms and the form will be located under reimbursement plan information.
- Disability: Unum Disability will continue providing the Educator Select Income Protection Plan. New Coverage or increases in coverage are subject to pre-existing condition limitations. To view plan summary and rates click on the Benefits and Forms and the information will be located under disability. Employees can enroll on a guarantee issue basis (no health questions asked).
- Dental: Guardian will continue as the Dental carrier for Ralls ISD. Choose your own dentist. Please see plan brochure under Benefits and Forms for additional information and rates.
- Vision: Block will continue providing the Vision plan for Ralls ISD. Block vision offers more benefits, more providers, amazing service and great rates. See plan brochure under Benefits and Forms under Vision for details.
- Group Term Life and Permanent Life Insurance: 5 Star will continue providing Voluntary Term Life and the Family Protection Plan for Ralls ISD. All new coverage or changes are subject to evidence of insurability.
- Cancer Insurance (American Public Life) APL is the cancer provider for Ralls ISD. Cancer insurance is designed to be a supplement and pays for many of the costs not covered by your medical insurance. APL Plan Option 2 is available to employees at Ralls ISD. Employees and family members that have cancer or have been treated for cancer in the past 10 years will not be eligible for cancer coverage under the group APL cancer plan.
- Accident Insurance (American Public Life) APL is the accident provider. Accident insurance pays benefit amounts for covered medical expenses, ambulance charges, hospital confinement death and dismemberment as the result of an accident. Please see plan brochure under Benefits and Forms for additional information.
- Supplemental plan offerings to Ralls ISD employees for 2010-2011 plan year include: Guardian Dental Plan, Block Vision, Unum Educator Select Plan Disability, APL Cancer and Accident Plans, 5 Star Group Term Life and Term to 100 Life, and Flexible Spending Accounts.
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Financial Benefit Services, LLC
2121 N. Glenville Drive
Richardson, TX 75082
Local: (469) 385-4640
Toll Free: (800) 583-6908
Fax: (469) 385-4641 |
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